Here is what 5 real insurance companies quoted on Mr. Doe 35 male in tip top shape, non smoker for 10 year term offered on line through selectqu*te.com. Get over it? I work in the Middletown office and I'm ashamed that we hired a person with a work ethic like joel. Fort Worth TexasRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. They have called and called and called. These appear to be rather characteristic of a particular employment scam in the financial services industry that has proliferated in recent years. American Income Life is a Better Business Bureau accredited company, since 1952, and currently posseses an A+ rating. Life Insurance | Supplemental Health Insurance | American Income Life Life Insurance: It's for you them. Rip-off Report REVIEW: The David Zophin Agency & American Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program (CAP), and submit to independent investigation. Beware ! Rip-off Report has the evidence. Middletown Connecticut NOTICE:*UPDATE December 1, 2006. Why don't you post your own number on here, instead of everyone else's? How far do you think that $2000 will go? Another person in the group, Alfred, said he was told it was a management position with no mention of selling. Middletown Connecticut NOTICE:*UPDATE December 1, 2006. Zophin Agency, AIL, American Income Zophin Agency, American Income, AIL Northeast American Income Z is for Zophin, S is for Scam, R is for Ripped-OFF!!! Keep in mind they may claim they offer over 8 Billion dollars in accidental death benefits but we all know most people don't die accidently and there are several other exclusions listed on that no cost accidental death benefit. American Income Life Scam Review | Complaints INVESTIGATION: American Income Life, National Income Life dedicated to helping associates achieve their goals; feel safe confident & secure doing business with AIL & NIL, they will not allow a legitimate complaint to go unresolved. Dead man tells no lies. It's a front for American Income Life Insurance Companies. 1.Linc*ln NY The union paid nothing for that policy, not even the postage for the post cards that were mailed to you. See links I've attached. They better have solid proof as to why they are refusing to pay the 95%. Ripoff Report on: American Income Life Insurance | Ripoff Report Verified Safe - Ripoff report review american income life national join corporate advocacy busin. Listed below are just a few samples of the fraudulent activities of AIL, and the scams that are STILL being done on Union members across the country. As an ex employee you seem to be very uninformed about what is avilable at AIL. Filled one out & signed it. Redmond Washington, Altig International & American Income Life are dedicated to helping their associates achieve their dreams, and will not allow a legitimate complaint to go unresolved. Anyone with a brain would buy the 20 or the 30 year term for those prices if an honest guy advised him properly. ALL COMPANIES GET COMPLAINTS - HOW THE COMPANY HANDLES THOSE COMPLAINTS SEPARATES GOOD BUSINESSES FROM BAD BUSINESSES. Ripoff Report recently discovered that All but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. Several months ago I was considering a position with American Income. Of those about 1/2 will set an appointment and out of that about 1/2 will understand they needs presented to them and sign on the line. If so where do I sign up? American Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Purchased NY Life/AARP life insurance $75,000 for $195 a mo., requiring an electronic withdrawal from our bank each month. Waco Texas Nationwide*UPDATE : American Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Donald Shuper Retired member in Good Standing, Another Local 435 member being bothered ny NILICO on SUNDAYS Local 277, AFL-CIO, AIL. Why Ripoff Report will not release author information! Waco Texas, Nationwide, American Income Life Bill Heath Agency misleading hiring practices dishonest sales indifferent management Jeffersonville IndianaRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. This rating reflects the overall rating of American Income Life: AO and is not affected by filters. American Income Life - Zophin Agency ripoff Warwick Rhode Island - - NOTICE: *UPDATE December 1, 2006. A Rip-off Report independent investigation has shown that the Altig International insurance sales process and the American Income Life insurance products they sell are 100% legitimate - to be expected in a federal, state and provincial regulated industry. Make Time Online Rating: 50 out of 100 Recommended: No Here's my top recommended program >> Quick Navigation If you have a sense of confidence in your own ability to do the job, and if you're stubborn enough to see it through the first (grueling) 90 days it is a GREAT opportunity. To Richard from MB Our accident policy has paid when it is supposed to. I joined the company not as a starry eyed youngster who was sold a good story, but as a veteren in business with 20 years experience. American Income Life is based in Texas; furthermore, it was founded in 1951 by Harold Goodman & his nephew Bernard Rapoport with a borrowed capital of $25,000. ? Say we owe over $22,000.00 for the rest of their so called contract !!!!!! Are you licenced to sell variable insurance products through AIL? I want full disclosure! American Income Life TRUSTED Business | Ripoff Report Verified businesses you can trust. Act accordingly, they will try to talk you out of dropping that one because that is where they earn about 99% of their profit. To date, American Income Life has addressed and resolved all reported complaints, which have always been resolved to the complete satisfaction of their customers. The posting time indicated is Arizona local time. Every company receives complaints, and with currently more than 600 associates and more than 50 offices throughout North America, the number of compl, AIL CANADA - ALTIG INTERNATIONAL DISHONEST AND RIPPED OFF BRITISH COLUMBIA British Columbia*UPDATE - Rip-off Report Investigation: Altig International has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and is committed to addressing and resolving all legitimate complaints. AIL American Income Life Lied blatantly to coerce me into MLM scam Woburn Massachusetts, AIL Insurance Company Do not buy insurance from American Income Life Insurance Company ,AIL, Waco Texas, American Income Life AIL American Income David Zophin Agency deceptive dishonest scam mlm pyrimid scheme Middletown Connecticut *UPDATE - Ripoff Report REVIEW: The David Zophin Agency & American Income Life has joined the Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program; The David Zophin Agency hiring practices, 100% legitimate, honest and selective, typically resulting in less than 10% of interviewed candidates being chosen to be company associates.. NOTICE: *UPDATE December 1, 2006. Pie in the sky crap or legit employment opportunity ? Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. United States. The document had been signed by [ ] as a SPEEA Officer, which she was not. What is the name of the Local 277 and where are their local union stewards in case I need help? Rochester New YorkRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. I t doesn't discriminate against any race, religion, sex, age, or any professional backround. Or is that for the real insurance companies? I called and wrote the victim who got conned into signing a similar letter for our Local 435 Labors union in Rochester, NY. Every company receives complaints, and with currently more than 600 associates and more than 50 offices throughout North America, the number of complaints Altig International has received is few. Rip-off Report REVIEW: The David Zophin Agency & American Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program (CAP), and submit to independent investigation. Consumers educating consumers. . Stop drinking, pull up your pants and get to work. Do not, under any circumstances give them your address. Most people need a balance of both not one or the other. So if you could look up those numbers from your rate book and any of the readers can go on line to compare costs they will see how far out of range your term policies costs are and never mind your other great Most reputable insurance companies have both types available. 5.Pruc* Fort Worth TexasRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Yourself? Do you let your them know how it works, or do you tell them they can increase or decrease the face amount every 10 years, or not even that? I would also never encourage anyone to lie to their employers. https://www.ripoffreport.com/reports/american-income-life/nationwide/american-income-life-scam-complaints-review-american-income-life-national-income-life-38805. American Income is a GREAT company. These rules are in place to protect Locals and our members from unscrupulous insurance representatives who misrepresent themselves. Hide on your laptop but remember how many of us you told? Including this Report below! Steven K. Greer. Durhon says that is being negative. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Customer Service Rep (Former Employee) - Waco, TX - February 22, 2023 This was the worst job I have worked for. He drinks and lies a lot. About us: Parent Company: Globe Life (has more policyholders than any insurance company in North America) Our company, Altig Organization (AO), which is the largest distribution system under American Income Life (AIL), grew over 20% year over year. American Income Life / National Income Life provides products and services through independent representatives, and has been providing benefits to families for over 50 years. Commitment to customer satisfaction positive rating for its customer support from Ripoff Report. Now everyone knows that NILICO hires ex-cons due to your big mouth. You referred to it as your company.Even though this poor fellow never had a chance to meet you or sign for his benefits. You will be lied to constantly here from the time you walk into the door to the day you eventually quit. Altig International & American Income Life pledge to resolve all legitimate complaints and address any issues from the past, present and in the future. Protect Your Family 1 2 3 4 5 6 Previous Find a Local Agent ZIP Code American Income Life: Life Insurance and Supplemental Health Insurance Protect Your Family Life Insurance Protect Your Child Request a No-Cost Kit We're Here for You I believe the E-boards' deliberate inactions and continued refusal to take timely steps to protect its members to be a breach of their fiduciary duties as elected Officers. Click here to read other Rip Off Reports on American Income Life Insurance, https://www.ripoffreport.com/reports/american-income-life/nationwide/american-income-life-scam-complaints-review-american-income-life-national-income-life-38805. American Income Life Engaged Employer Overview 4.4K Reviews 5 Jobs 1.6K Salaries 1.8K Interviews 709 Benefits 92 Photos 720 Diversity + Add a Review Employee Review See All Reviews ( 4413) 1.0 Former Employee, less than 1 year SCAM! Now since they don't offer a 15,20,25,30 year term lets assume Mr. Doe thought he got a great deal from his union and decided 10 years later to buy another $500,000 worth of term since his first one ran out. In Saskatchewan, as well as all other provinces, when you purachase any life or sickness/ accident policies you enter into a contract with the policy issuer. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. How else could we sell that much? Agents and managers work as independent contractors (so a 1099 is issued as opposed to . In all honesty, I personally, found none. If you drop the accident policy in NY you won't be able to buy it again. I used the $200 benefit and my Blue Cross and Blue Shield bills went up $900+. Did he know that the law allows a period of time to read the policy over, have a legitimate Insurance Agent explain it and cancel for a full refund for a certain period of time or can cancel the expensive part that the real Agent may think is rediculously expensive and keep the other (ADD)if there is a value in your State. Miami Florida, Old Town Atelier Dan Kolar Alexandra Kolar Press and Ink Scamming and Blocking Paying Customers Temecula California, Full Service Network Jason Soltis, David Schwencke (CEO) They could not provide phone services needed, had to change providers after working with them for months to fix things. Write back for us to see what the cost is. Look up your rate chart and tell me what a 35 year old male in excellent condition and weight would pay for a 20 or 30 year term, with a $500,000 face value = enough to pay off the house and send the kids to school, car notes, credit cards, etc. Benefits Specialist (Former Employee) - Remote - February 2, 2023. Looking back the first guy said he will be there for 15 minutes and he was there for an hour and a half and would not leave until my wife packed him a bag of food for the union food bank and had us sign on the line. I've also met some reputable honest guys from bigger more honest companies that don't have to sneak into the home like a weasel pretending to drop off a free $1000 accidental death benefit that the union member already has whether or not I can fool him into believing I had to drop off his union benefits. Greg don't worry mark it on your will that you have a no cost accidental death benefit whether or not you let the scammers in the door. My calculator says they should have paid the hospital at a rate of 95% as the contract says, $875.18 leaving me with a bill at 5% equalling $46.06.I got screwed out of $516.62. Is all they needed was someone with power in your union to sign the form letter. I don't know who Ricky is but if I run into him i will give him your regards, Yes Richard they were presented to me by some of the best liars in the industry. If your research leads you to believe it is a scam report it and write your union officials and your State Insurance Department.If it sounds too good to be true it probably is. You can read the final approval order here. Waco Texas, Nationwide, Zophin Agency ripoff Warwick Rhode Island *UPDATE - Rip-off Report REVIEW: The David Zophin Agency & American Income Life has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and is committed to addressing and resolving all legitimate complaints. What law says I have designate my beneficiary? American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future.. 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